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Did You Know?
With instant approval credit card offers you can apply online and usually receive notice via email of your acceptance or denial within seconds of filling out an online credit card application. Don't wait for an answer, get instant credit card approval today!

Please note that in order to receive an instant approval online, you must usually have good to excellent credit. Certain circumstances do occasionally arise in which more time will be needed to determine if you are approved for the card or not.

Got bad credit? See the listings of credit cards for people with bad credit.

Instant Approval Credit Cards

With instant approval credit cards, you can apply online and receive notice of your acceptance or denial within seconds after filling out an online application for a credit card with instant credit decision. Certain circumstances do occasionally arise in which more time will be needed to determine if you are approved or not. Explore the instant approval credit cards and apply today.

 BuyRIGHT Prepaid MasterCard®
BuyRIGHT Prepaid MasterCard®
Apply for the BuyRIGHT Prepaid MasterCard® Now
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $7.95 monthly* N/A* No Credit Check*

 Wired PlasticTM Visa® Prepaid Card
Wired Plastic<sup>TM</sup> Visa® Prepaid Card
Apply for the Wired Plastic<sup>TM</sup> Visa® Prepaid Card Now
  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • No Bounced Check, NSF, or Overdraft Charges Ever
  • Free Direct Deposit - Eliminate check cashing fees
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $3.95 monthly N/A* No Credit Check*

 Walmart MoneyCardSM MasterCard® Prepaid Card
Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card
Apply for the Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card Now
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $3.00 monthly* N/A* No Credit Check*

 Pink ACE Elite(TM) Visa® Prepaid Card
Pink ACE Elite(TM) Visa®  Prepaid Card
Apply for the Pink ACE Elite(TM) Visa®  Prepaid Card Now
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* up to $9.95 monthly* N/A* No Credit Check*

 Prepaid Visa® Pink Diamond RushCard
Prepaid Visa® Pink Diamond RushCard
Apply for the Prepaid Visa® Pink Diamond RushCard Now
  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $0.00* N/A* No Credit Check*

 UPside Visa® Prepaid Card
UPside Visa® Prepaid Card
Apply for the UPside Visa® Prepaid Card Now
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $0.99 monthly fee if you load $500 in the month (Reg. $4.95). N/A* No Credit Check*

 Green Dot® Gold PrePaid Visa®
Green Dot® Gold PrePaid Visa®
Apply for the Green Dot® Gold PrePaid Visa® Now
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* up to $5.95 monthly* N/A* No Credit Check*

 iBankUp VisaŽ Prepaid Card
iBankUp VisaŽ Prepaid Card
Apply for the iBankUp VisaŽ Prepaid Card Now
  • Similar to a checking account, even if you have bad credit.
  • Free Direct Deposit from your employer. Deposit cash at 50,000 retailer.
  • Write personal checks online, we mail them for you!
  • All for only $0.99/monthly, including a Visa prepaid card.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* See Terms* N/A* No Credit Check*

 Vision Premier® Visa® Prepaid Card - Simple & Fair
Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - Simple & Fair
Apply for the Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - Simple & Fair Now
  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $7.95 monthly* N/A* No Credit Check*

 mPowerTM VisaŽ Prepaid Card
mPower<sup>TM</sup> VisaŽ Prepaid Card
Apply for the mPower<sup>TM</sup> VisaŽ Prepaid Card Now
  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation and $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
  • Free Activation*
  • No Minimum Balance
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* up to $6.95 per month* N/A* No Credit Check*


Instant approval is not guaranteed for the First PREMIER® Bank products listed on this page; however, an instant response will be provided within 60 seconds


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Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
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